Disclaimer

Before you dive in, let’s get one thing straight: this blog isn’t Wall Street, it’s more like a cozy pub where we swap stories about money over a drink.

Not Financial Advice

What you’ll find here are my personal experiences, reflections, and the occasional facepalm-worthy mistake. They’re real, sometimes messy, sometimes funny, but always mine.

I’m not a licensed financial advisor. I don’t own a crystal ball, and I definitely don’t wear a suit to bed. Nothing here should be taken as professional financial advice. So if you’re making big money moves, please make sure to do your own homework first.

Your Life ≠ My Life

Your financial life is your own. Mine is just mine. Everything I share here reflects the path I’ve walked, shaped by my own background, privileges, income, lifestyle, and social circle. At the moment of writing, I earn well above average in the Netherlands. That context matters.

Because as the saying goes: to be where I am, you must have been where I’ve been. So don’t try to squeeze into my financial shoes — they’ll probably give you blisters. Instead, treat my stories like a travel guide: useful to spark ideas, but never a substitute for your own map.

What This Blog Is

The Fillennial is here to entertain, inspire, and kick off conversations. Think of it less like a lecture hall and more like a dinner table: stories get shared, ideas bounce around, and sometimes someone spills wine on the tablecloth. That’s all part of it.

Transparency

This blog is written with integrity, or at least with my view of it, in mind. This means:

  • No hidden affiliate links.
  • No gated content.
  • Minimal monetization, always transparent and secondary to the stories.

Final Word

Take what resonates, leave what doesn’t, and remember: your financial journey is yours alone. Use this blog as inspiration, not instruction.

Think of it as me handing you a compass, not a GPS. You’ll still need to decide which way to walk.

— The Fillennial